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Trustmark (TRMK) Reports Q3 Earnings: What Key Metrics Have to Say

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For the quarter ended September 2026, Trustmark (TRMK - Free Report) reported revenue of $210.07 million, up 2.4% over the same period last year. EPS came in at $1.00, compared to $0.94 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $215.13 million, representing a surprise of -2.35%. The company has not delivered EPS surprise, with the consensus EPS estimate being $1.00.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Trustmark performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net Interest Margin: 3.8% versus the four-analyst average estimate of 3.9%.
  • Efficiency Ratio: 63.2% compared to the 63.3% average estimate based on four analysts.
  • Net (recoveries) charge-offs / average loans: 0% compared to the 0.1% average estimate based on three analysts.
  • Total nonaccrual LHFI: $54.35 million versus $49.45 million estimated by three analysts on average.
  • Total nonperforming assets: $57.04 million versus $54.51 million estimated by three analysts on average.
  • Average Balances - Total earning assets: $17.61 billion versus the three-analyst average estimate of $17.81 billion.
  • Net Interest Income: $167.65 million versus $170.11 million estimated by four analysts on average.
  • Total Noninterest income: $39.5 million versus $42.77 million estimated by four analysts on average.
  • Net Interest Income (FTE): $170.57 million versus the three-analyst average estimate of $172.54 million.
  • Mortgage banking, net: $7.88 million versus the two-analyst average estimate of $9 million.
  • Service charges on deposit accounts: $10.63 million compared to the $10.69 million average estimate based on two analysts.
  • Other, net: $1.68 million versus $3.83 million estimated by two analysts on average.

View all Key Company Metrics for Trustmark here>>>

Shares of Trustmark have returned +1.3% over the past month versus the Zacks S&P 500 composite's -0.8% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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